Property Loan

It is a secured loan, which we has the right to take back and sell the property if you cannot keep up with your monthly repayments. You can also makes a property affordable because it would take too long to save up. A mortgage allows you to spread the cost over many years. Therefore, we advise to think carefully before securing other debts against your home.

Service benefits

Advantages of Property Loan.

  • Makes owning a home possible.
  • Flexibility and choice.
  • Government support.

Makes owning a home possible.

People taking out a property loan to makes a home affordable because it would take too long to save up. A mortgage allows you to spread the cost over many years. .

Flexibility and choice.

There are many different types of property available, so you can often find one to suit your situation and personal preferences. These include fixed rate deals or variable rates and the opportunity to have a longer loan term to keep repayments lower.

Government support

The Government has introduced a number of schemes in recent years under its Help to Buy banner to help first-time buyers in particular get onto the property loan. It means buyers can take advantage of shared ownership and equity loans, for example, to buy homes/properties with a smaller cash deposit.